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PEP Screening Is Not PEP Risk Assessment: The African Context
A screening hit is a starting point—not a risk conclusion. In financial crime compliance, few concepts…
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Can You KYC Someone Who Has No Formal Address?
Rethinking Proof of Address in Africa’s Informal and Digital Economies A customer wants to open a…
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The Rise of Money Mule Networks in Africa’s Digital Payment Ecosystem
How fraud networks are turning ordinary accounts into the infrastructure of organised financial crime A bank…
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When Fraud Becomes Money Laundering: The Growing Connection Between Digital Scams and African Fintech
Introduction Africa’s financial landscape is changing rapidly. Across the continent, mobile money, digital banks, payment platforms…
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The African Customer Does Not Always Have a Payslip: Rethinking Source of Funds in Informal Economies
Why traditional Source of Funds expectations do not always fit African financial realities A customer is…
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How FATF Grey-Listing Affects African Banks and Fintechs
Introduction For African banks and fintechs, few regulatory developments can have as much international impact as…
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Why Africa Is High-Risk but High-Opportunity for Fintech
Understanding the Balance Between Financial Inclusion, Innovation and Financial Crime Risk For many global financial institutions,…
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Can AML Rules Exclude the Very People Fintech Seeks to Serve?
Introduction Imagine you’re a farmer in northern Ghana. You sell maize. You earn cash. You have…
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Why Cross-Border Payments Remain One of West Africa’s Biggest AML Challenges
Imagine a trader in Bamako, Mali, who needs to pay a supplier in Dakar, Senegal. Despite…
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5 AML Challenges Facing African Fintechs in 2026
Africa’s fintech revolution continues to reshape the financial landscape. From mobile money platforms in Kenya and…